One Budget: Expense Planner & Spending Tracker
Platform: iPhone & iPad
Author: Nikolay Spassov
Top 100 Finance app in 10 countries Increase your savings. By setting up a budget, One Budget enables you to monitor your spending to help you plan ahead and meet your financial goals. • Plan Your Expenses With One Budget, you enter the types of expenses you wish to keep track of each month. Those categories can be as broad or as narrow as you like, but we encourage you to be specific. For each expense category you estimate the amount of money you plan to spend. You also need to enter your monthly income and now your budget is set. • Visualize Your Budget Each month you get an overview of your budget: what expenses you have planned and how much money you will save (and you should always try to save). You can see the size of each expense category as a percentage portion relative to your income. As a rule of thumb, it is good to keep your rent at no more than 25% of your monthly income. • Monitor Your Spending Keep track of your spending during the month by entering each purchase into an expense category. You can see how much you have spent on each type of expense and One Budget will show you whether you remain within your budget or you overspend. You can also view a 6-month spending history for each expense category. Should you find yourself consistently overspending a category, go to your plan and increase the budgeted amount.
• Increase Your Savings Based on the budget you set, One Budget will give you a 12-month report on the savings you should expect at the end of each month. The report is updated to reflect any ongoing spending outside of your budget, or any changes in the dates or the amounts of your planned expenses. So this is how One Budget enables you to manage your finances with ease, accuracy and confidence.
TAG: app, iPhone & iPad,Finance